/* ============================================================
   FinLongTail — personal finance long-tail guides
   Editorial "financial journal" design system.
   Self-contained; no external dependencies.
   Deliberately distinct from a tech/SaaS review layout:
   serif masthead + headlines, forest-green/bronze palette,
   newspaper rules, no gradient text, no pill eyebrows.
   ============================================================ */

:root {
  /* Palette — deep forest green + bronze, green-tinted neutrals */
  --bg: #FFFFFF;
  --surface: #F5F8F3;
  --surface-2: #EAEFE7;
  --ink: #1B241B;          /* green-black ink */
  --text: #1B241B;
  --text-2: #39453A;
  --muted: #5D6A5E;
  --border: #DFE4DB;
  --border-strong: #C0C9BB;

  --primary: #165A35;      /* forest green */
  --primary-600: #0F4526;
  --primary-700: #0A3320;
  --primary-soft: #E9F1EA;

  --bronze: #8A5A14;       /* bronze accent (accessible on white) */
  --bronze-soft: #F6EEDB;

  --green: #165A35;
  --green-soft: #E9F1EA;

  --red: #B0402F;          /* brick red for negatives */
  --red-soft: #F8EBE7;

  --maxw: 1120px;
  --radius: 6px;
  --radius-sm: 4px;
  --shadow-sm: 0 1px 2px rgba(27, 36, 27, 0.05);
  --shadow-md: 0 10px 28px rgba(27, 36, 27, 0.10);

  --font-serif: Georgia, 'Iowan Old Style', 'Palatino Linotype', 'Book Antiqua', 'Times New Roman', serif;
  --font-sans: 'Segoe UI', system-ui, -apple-system, 'Helvetica Neue', Arial, sans-serif;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-serif);
  color: var(--text);
  background: var(--bg);
  line-height: 1.7;
  font-size: 16.5px;
  -webkit-font-smoothing: antialiased;
}

a { color: var(--primary); text-decoration: none; }
a:hover { text-decoration: underline; }

img { max-width: 100%; display: block; }

.container { width: 100%; max-width: var(--maxw); margin: 0 auto; padding: 0 24px; }

/* ---------- Masthead ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: #FFFFFF;
  border-bottom: 3px double var(--primary);
}

/* ---------- Rates ticker (top of page, non-sticky) ---------- */
.ticker {
  display: flex;
  align-items: stretch;
  background: var(--primary-700);
  color: #D6E4D6;
  border-bottom: 1px solid rgba(169, 187, 169, 0.25);
  overflow: hidden;
  height: 40px;
}
.ticker-label {
  flex: 0 0 auto;
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 0 18px;
  background: var(--bronze);
  color: #FFF7E8;
  font-family: var(--font-sans);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  line-height: 1.1;
  white-space: nowrap;
}
.ticker-label small {
  font-size: 0.62rem;
  font-weight: 500;
  letter-spacing: 0.04em;
  text-transform: none;
  color: #F0E3C8;
}
.ticker-track {
  flex: 1 1 auto;
  overflow: hidden;
  display: flex;
  align-items: center;
  mask-image: linear-gradient(90deg, transparent, #000 3%, #000 97%, transparent);
  -webkit-mask-image: linear-gradient(90deg, transparent, #000 3%, #000 97%, transparent);
}
.ticker-items {
  display: inline-flex;
  align-items: center;
  white-space: nowrap;
  will-change: transform;
  animation: ticker-scroll 55s linear infinite;
  padding-left: 0;
}
.ticker-item {
  display: inline-flex;
  align-items: baseline;
  gap: 7px;
  padding: 0 26px;
  font-family: var(--font-sans);
  font-size: 0.82rem;
  color: #D6E4D6;
  font-variant-numeric: tabular-nums;
  position: relative;
}
.ticker-item::before {
  content: "";
  position: absolute;
  left: 0;
  top: 50%;
  transform: translateY(-50%);
  width: 5px;
  height: 5px;
  border-radius: 50%;
  background: var(--bronze);
}
.ticker-item b {
  font-weight: 600;
  color: #8FB49A;
  font-size: 0.74rem;
  letter-spacing: 0.02em;
}
.ticker:hover .ticker-items { animation-play-state: paused; }

@keyframes ticker-scroll {
  from { transform: translateX(0); }
  to { transform: translateX(-50%); }
}
@media (prefers-reduced-motion: reduce) {
  .ticker-items { animation: none; }
  .ticker-track { overflow-x: auto; }
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 66px;
}
.brand {
  display: flex;
  align-items: baseline;
  gap: 10px;
  font-family: var(--font-serif);
  font-weight: 700;
  font-size: 1.5rem;
  letter-spacing: -0.01em;
  color: var(--ink);
}
.brand:hover { text-decoration: none; }
.brand .logo-mark {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex: 0 0 auto;
  width: 34px;
  height: 34px;
  align-self: center;
  border-radius: 4px;
  background: var(--primary);
  color: #fff;
  font-family: var(--font-serif);
  font-weight: 700;
  font-size: 0.82rem;
  letter-spacing: 0;
}
.brand em { font-style: italic; color: var(--bronze); }

.nav { display: flex; align-items: center; gap: 2px; }
.nav a {
  display: inline-block;
  padding: 9px 11px;
  color: var(--text-2);
  font-family: var(--font-sans);
  font-weight: 600;
  font-size: 0.76rem;
  letter-spacing: 0.07em;
  text-transform: uppercase;
}
.nav a:hover { background: var(--surface); text-decoration: none; color: var(--ink); }
.nav a.active { color: var(--primary); border-bottom: 2px solid var(--primary); }
.nav-toggle {
  display: none;
  background: none;
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  padding: 7px 11px;
  cursor: pointer;
  font-size: 1.1rem;
  color: var(--text-2);
}

/* ---------- Hero ---------- */
.hero {
  padding: 72px 0 56px;
  background: var(--bg);
  border-bottom: 1px solid var(--border);
}
.hero-grid { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 56px; align-items: center; }
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-family: var(--font-sans);
  font-size: 0.76rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--bronze);
  margin-bottom: 20px;
}
.eyebrow::before {
  content: "";
  width: 30px;
  height: 2px;
  background: var(--bronze);
}
.eyebrow--plain { color: var(--green); }
.eyebrow--plain::before { background: var(--green); }
.hero h1 {
  font-family: var(--font-serif);
  font-size: clamp(2.2rem, 5vw, 3.4rem);
  line-height: 1.08;
  letter-spacing: -0.015em;
  font-weight: 700;
  margin-bottom: 18px;
  text-wrap: balance;
}
.hero h1 .hero-accent { color: var(--bronze); font-style: italic; }
.hero p.lead {
  font-family: var(--font-serif);
  font-size: 1.18rem;
  color: var(--text-2);
  max-width: 36em;
  margin-bottom: 28px;
}
.hero-cta { display: flex; flex-wrap: wrap; gap: 12px; }
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 12px 22px;
  border-radius: var(--radius-sm);
  font-family: var(--font-sans);
  font-weight: 600;
  font-size: 0.95rem;
  letter-spacing: 0.02em;
  border: 1px solid transparent;
  cursor: pointer;
  transition: background 0.15s ease, border-color 0.15s ease;
}
.btn:hover { text-decoration: none; }
.btn-primary { background: var(--primary); color: #fff; }
.btn-primary:hover { background: var(--primary-600); }
.btn-ghost { background: var(--bg); color: var(--text-2); border-color: var(--border-strong); }
.btn-ghost:hover { border-color: var(--primary); color: var(--primary); }
.hero-media img {
  border-radius: var(--radius);
  border: 1px solid var(--border);
  aspect-ratio: 4 / 3;
  object-fit: cover;
  width: 100%;
}
.hero-stats {
  display: flex;
  gap: 40px;
  margin-top: 32px;
  padding-top: 24px;
  border-top: 1px solid var(--border);
  flex-wrap: wrap;
}
.hero-stat b {
  display: block;
  font-family: var(--font-serif);
  font-size: 1.7rem;
  font-weight: 700;
  color: var(--primary);
  font-variant-numeric: tabular-nums;
}
.hero-stat span { font-family: var(--font-sans); font-size: 0.8rem; color: var(--muted); }

/* ---------- Section scaffolding ---------- */
.section { padding: 56px 0; }
.section--surface { background: var(--surface); border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); }
.section-head { display: flex; align-items: flex-end; justify-content: space-between; gap: 16px; margin-bottom: 28px; flex-wrap: wrap; }
.section-head h2 { font-family: var(--font-serif); font-size: 1.85rem; font-weight: 700; letter-spacing: -0.01em; }
.section-head p { color: var(--muted); max-width: 46em; }
.section-head .more { font-family: var(--font-sans); font-weight: 600; font-size: 0.88rem; white-space: nowrap; color: var(--primary); }

/* ---------- Cards (article cards) ---------- */
.card-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.card {
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  transition: border-color 0.15s ease;
}
.card:hover { border-color: var(--primary); text-decoration: none; }
.card-media { aspect-ratio: 16 / 9; overflow: hidden; background: var(--surface-2); }
.card-media img { width: 100%; height: 100%; object-fit: cover; }
.card-body { padding: 18px 20px 22px; border-top: 1px solid var(--border); }
.card-tag {
  display: inline-block;
  font-family: var(--font-sans);
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--bronze);
  margin-bottom: 10px;
}
.card h3 { font-family: var(--font-serif); font-size: 1.18rem; font-weight: 700; line-height: 1.3; margin-bottom: 8px; color: var(--ink); }
.card:hover h3 { color: var(--primary); }
.card p { font-size: 0.94rem; color: var(--muted); margin-bottom: 14px; }
.card-meta { font-family: var(--font-sans); font-size: 0.78rem; color: var(--muted); display: flex; align-items: center; gap: 8px; }
.card-meta .dot { width: 3px; height: 3px; border-radius: 50%; background: var(--border-strong); }

/* ---------- Category tiles ---------- */
.cat-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.cat-tile {
  background: var(--bg);
  border: 1px solid var(--border);
  border-top: 3px solid var(--primary);
  border-radius: var(--radius);
  padding: 22px 18px;
  transition: border-color 0.15s ease;
}
.cat-tile:hover { border-color: var(--primary); text-decoration: none; }
.cat-tile .ico {
  display: grid;
  place-items: center;
  width: 42px;
  height: 42px;
  border-radius: var(--radius-sm);
  background: var(--primary-soft);
  color: var(--primary);
  font-family: var(--font-sans);
  font-size: 1.1rem;
  margin-bottom: 14px;
}
.cat-tile h3 { font-family: var(--font-serif); font-size: 1.08rem; font-weight: 700; color: var(--ink); margin-bottom: 4px; }
.cat-tile:hover h3 { color: var(--primary); }
.cat-tile p { font-size: 0.85rem; color: var(--muted); }

/* ---------- Scoreboard / rankings ---------- */
.scoreboard { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.score-card {
  position: relative;
  display: block;
  background: var(--bg);
  border: 1px solid var(--border);
  border-top: 3px solid var(--primary);
  border-radius: var(--radius);
  padding: 22px 22px 20px;
  color: var(--text);
  transition: border-color 0.15s ease;
}
.score-card:hover { text-decoration: none; border-color: var(--primary); }
.score-card .rank {
  position: absolute;
  top: 14px;
  right: 18px;
  font-family: var(--font-serif);
  font-size: 2.4rem;
  font-weight: 700;
  line-height: 1;
  color: var(--surface-2);
}
.score-card .pick-flag {
  display: inline-block;
  font-family: var(--font-sans);
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.09em;
  text-transform: uppercase;
  color: var(--green);
  margin-bottom: 12px;
}
.pick-flag--alt { color: var(--primary); }
.pick-flag--value { color: var(--bronze); }
.score-card h3 { font-family: var(--font-serif); font-size: 1.42rem; font-weight: 700; letter-spacing: -0.01em; margin-bottom: 2px; color: var(--ink); }
.score-card .model { font-family: var(--font-sans); font-size: 0.86rem; color: var(--muted); margin-bottom: 14px; }
.score-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
  margin-bottom: 12px;
}
.score-badge {
  background: var(--green);
  color: #fff;
  border-radius: var(--radius-sm);
  padding: 4px 10px;
  font-family: var(--font-sans);
  font-size: 0.86rem;
  font-weight: 700;
  white-space: nowrap;
}
.score-badge--neutral { background: var(--primary); }
.score-card .price {
  font-family: var(--font-serif);
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--primary);
  font-variant-numeric: tabular-nums;
}
.score-card .best-for {
  font-size: 0.9rem;
  color: var(--text-2);
  border-top: 1px solid var(--border);
  padding-top: 12px;
}

/* ---------- Article layout ---------- */
.article-hero { padding: 44px 0 30px; border-bottom: 1px solid var(--border); background: var(--surface); }
.breadcrumb { font-family: var(--font-sans); font-size: 0.82rem; color: var(--muted); margin-bottom: 16px; }
.breadcrumb a { color: var(--muted); }
.breadcrumb a:hover { color: var(--primary); }
.article-hero h1 { font-family: var(--font-serif); font-size: clamp(1.9rem, 4vw, 2.8rem); line-height: 1.14; letter-spacing: -0.015em; font-weight: 700; margin-bottom: 14px; text-wrap: balance; }
.article-hero .dek { font-family: var(--font-serif); font-size: 1.16rem; color: var(--text-2); max-width: 48em; margin-bottom: 18px; }
.byline { display: flex; align-items: center; gap: 12px; font-family: var(--font-sans); font-size: 0.85rem; color: var(--muted); flex-wrap: wrap; }
.byline .avatar {
  width: 38px; height: 38px; border-radius: 50%;
  background: var(--primary);
  color: #fff; display: grid; place-items: center;
  font-family: var(--font-serif); font-weight: 700;
}
.byline b { color: var(--text-2); }

.article-body {
  display: grid;
  grid-template-columns: 1fr 260px;
  gap: 48px;
  padding: 40px 0 64px;
}
.prose { max-width: 720px; }
.prose h2 { font-family: var(--font-serif); font-size: 1.55rem; font-weight: 700; letter-spacing: -0.01em; margin: 36px 0 14px; }
.prose h3 { font-family: var(--font-serif); font-size: 1.2rem; font-weight: 700; margin: 28px 0 10px; }
.prose p { margin-bottom: 18px; color: var(--text-2); }
.prose ul, .prose ol { margin: 0 0 18px 22px; color: var(--text-2); }
.prose li { margin-bottom: 8px; }
.prose strong { color: var(--text); }
.prose a { font-weight: 500; }
.prose img { border-radius: var(--radius); border: 1px solid var(--border); margin: 20px 0; }
.prose blockquote {
  border-left: 3px solid var(--primary);
  background: var(--primary-soft);
  padding: 14px 18px;
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  margin: 20px 0;
  color: var(--text-2);
}
.callout {
  border: 1px solid var(--border);
  background: var(--surface);
  border-radius: var(--radius-sm);
  padding: 16px 18px;
  margin: 22px 0;
  font-size: 0.97rem;
}
.callout--warn { background: var(--bronze-soft); border-color: #E4D3AC; }
.callout--tip { background: var(--green-soft); border-color: #C2DCC9; }
.callout b.label {
  display: block;
  font-family: var(--font-sans);
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--muted);
  margin-bottom: 5px;
}

/* ---------- Sidebar (TOC) ---------- */
.toc {
  position: sticky;
  top: 118px;
  align-self: start;
  font-family: var(--font-sans);
  font-size: 0.86rem;
  border-left: 2px solid var(--border);
  padding-left: 16px;
}
.toc .toc-title { font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.1em; color: var(--bronze); margin-bottom: 10px; font-weight: 700; }
.toc ol { list-style: none; }
.toc li { margin-bottom: 7px; }
.toc a { color: var(--muted); display: block; padding: 3px 0; }
.toc a:hover { color: var(--primary); }

/* ---------- Tables ---------- */
.table-wrap { overflow-x: auto; margin: 22px 0; border: 1px solid var(--border); border-radius: var(--radius-sm); }
table { width: 100%; border-collapse: collapse; font-family: var(--font-sans); font-size: 0.9rem; }
thead th {
  text-align: left;
  background: var(--primary);
  color: #fff;
  font-weight: 700;
  font-size: 0.78rem;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  padding: 12px 14px;
  border-bottom: 1px solid var(--primary-700);
  white-space: nowrap;
}
tbody td, tbody th {
  padding: 12px 14px;
  border-bottom: 1px solid var(--border);
  vertical-align: top;
}
tbody tr:last-child td, tbody tr:last-child th { border-bottom: none; }
tbody tr:nth-child(even) { background: var(--surface); }
tbody th[scope="row"] { font-weight: 600; color: var(--text); white-space: nowrap; }
.tool-name { font-weight: 700; color: var(--text); }
.price { font-weight: 700; color: var(--primary); white-space: nowrap; font-variant-numeric: tabular-nums; }
.verdict-good { color: var(--green); font-weight: 600; }
.verdict-bad { color: var(--red); font-weight: 600; }

/* ---------- Rating badge ---------- */
.rating {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-sans);
  font-weight: 700;
  color: var(--text);
}
.rating .score {
  background: var(--green);
  color: #fff;
  border-radius: var(--radius-sm);
  padding: 3px 9px;
  font-size: 0.9rem;
}

/* ---------- Sources ---------- */
.sources { margin-top: 40px; padding-top: 24px; border-top: 1px solid var(--border); }
.sources h2 { font-family: var(--font-serif); font-size: 1.2rem; margin-bottom: 12px; }
.sources ol { padding-left: 20px; font-size: 0.84rem; color: var(--muted); }
.sources li { margin-bottom: 7px; overflow-wrap: anywhere; }
.sources li a { color: var(--primary); }

/* ---------- Charts & data ---------- */
.chart-module {
  margin: 24px 0;
  background: var(--surface);
  border: 1px solid var(--border);
  border-top: 3px solid var(--primary);
  border-radius: var(--radius);
  padding: 20px 20px 16px;
}
.chart-module .chart-title {
  font-family: var(--font-serif);
  font-weight: 700;
  font-size: 1.05rem;
  color: var(--ink);
  margin-bottom: 4px;
}
.chart-box { width: 100%; height: 360px; }
.chart-note { font-family: var(--font-sans); font-size: 0.78rem; color: var(--muted); margin-top: 10px; line-height: 1.5; }
.chart-note a { color: var(--muted); text-decoration: underline; }
.chart-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; }

.kpi-strip {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  margin: 8px 0 24px;
}
.kpi {
  background: var(--bg);
  border: 1px solid var(--border);
  border-top: 3px solid var(--primary);
  border-radius: var(--radius);
  padding: 18px 18px 16px;
}
.kpi .kpi-label { font-family: var(--font-sans); font-size: 0.72rem; color: var(--muted); text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 8px; }
.kpi .kpi-value { font-family: var(--font-serif); font-size: 1.75rem; font-weight: 700; color: var(--primary); line-height: 1.1; font-variant-numeric: tabular-nums; }
.kpi .kpi-value.green { color: var(--green); }
.kpi .kpi-context { font-family: var(--font-sans); font-size: 0.8rem; color: var(--text-2); margin-top: 8px; }
.kpi .kpi-src { font-family: var(--font-sans); font-size: 0.72rem; color: var(--muted); margin-top: 4px; }

/* ---------- Disclaimer banner ---------- */
.disclaimer-banner {
  background: var(--primary-soft);
  border: 1px solid #C2DCC9;
  border-radius: var(--radius);
  padding: 16px 18px;
  font-size: 0.9rem;
  color: var(--text-2);
  margin: 8px 0 24px;
}
.disclaimer-banner b.label {
  display: block;
  font-family: var(--font-sans);
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--primary);
  margin-bottom: 5px;
}
.disclaimer-banner p:last-child { margin-bottom: 0; }

/* ---------- Article list / roadmap ---------- */
.roadmap-list { display: flex; flex-direction: column; gap: 12px; }
.roadmap-item {
  display: flex;
  align-items: center;
  gap: 16px;
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  padding: 16px 18px;
  background: var(--bg);
}
.roadmap-item:hover { border-color: var(--primary); }
.roadmap-item .idx { font-family: var(--font-serif); font-weight: 700; color: var(--primary); font-size: 1rem; width: 26px; font-variant-numeric: tabular-nums; }
.roadmap-item .title { flex: 1; font-weight: 600; color: var(--text); }
.roadmap-item .title a { color: var(--text); }
.roadmap-item .title a:hover { color: var(--primary); }
.status-pill {
  font-family: var(--font-sans);
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  padding: 3px 10px;
  border-radius: var(--radius-sm);
  white-space: nowrap;
}
.status-published { background: var(--green-soft); color: var(--green); }
.status-draft { background: var(--bronze-soft); color: var(--bronze); }
.status-planned { background: var(--surface-2); color: var(--muted); }

/* ---------- Methodology ---------- */
.method-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.method {
  border: 1px solid var(--border);
  border-top: 3px solid var(--primary);
  border-radius: var(--radius);
  padding: 22px 20px;
  background: var(--bg);
}
.method h3 { font-family: var(--font-serif); font-size: 1.08rem; font-weight: 700; margin-bottom: 4px; color: var(--ink); }
.method p { font-size: 0.88rem; color: var(--muted); }

/* ---------- Category chips ---------- */
.chip-row { display: flex; flex-wrap: wrap; gap: 12px; }
.chip {
  display: inline-flex;
  align-items: baseline;
  gap: 12px;
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  padding: 12px 18px;
  font-family: var(--font-serif);
  font-weight: 700;
  font-size: 1rem;
  color: var(--ink);
  background: var(--bg);
  transition: border-color 0.15s ease, color 0.15s ease;
}
.chip:hover {
  text-decoration: none;
  border-color: var(--primary);
  color: var(--primary);
}
.chip .chip-count { font-family: var(--font-sans); font-weight: 400; font-size: 0.8rem; color: var(--muted); }

/* ---------- Footer ---------- */
.site-footer { background: var(--primary-700); color: #C9D8CC; padding: 52px 0 28px; margin-top: 0; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 32px; }
.site-footer .brand { color: #fff; margin-bottom: 12px; }
.site-footer .brand em { color: #D9C08A; }
.site-footer p { font-family: var(--font-sans); font-size: 0.88rem; color: #A6BBA9; max-width: 34em; }
.site-footer h4 { color: #fff; font-family: var(--font-sans); font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 14px; }
.site-footer ul { list-style: none; }
.site-footer li { margin-bottom: 9px; }
.site-footer a { color: #A6BBA9; font-family: var(--font-sans); font-size: 0.9rem; }
.site-footer a:hover { color: #fff; }
.footer-bottom {
  border-top: 1px solid rgba(169, 187, 169, 0.25);
  margin-top: 36px;
  padding-top: 20px;
  font-family: var(--font-sans);
  font-size: 0.78rem;
  color: #7E937F;
}
.footer-contact { margin-top: 16px; font-size: 0.88rem; line-height: 1.6; }
.footer-contact a { color: #D9C08A; }
.footer-contact a:hover { color: #fff; }
.footer-contact-row { display: flex; align-items: flex-start; gap: 9px; margin-bottom: 8px; }
.footer-contact-row:last-child { margin-bottom: 0; }
.footer-contact-row .ico { flex: 0 0 auto; width: 14px; height: 14px; margin-top: 3px; color: #8FB49A; }
.footer-contact address { font-style: normal; color: #A6BBA9; margin: 0; }

/* ---------- Responsive ---------- */
@media (max-width: 980px) {
  .hero-grid { grid-template-columns: 1fr; gap: 28px; }
  .card-grid { grid-template-columns: repeat(2, 1fr); }
  .cat-grid { grid-template-columns: repeat(2, 1fr); }
  .article-body { grid-template-columns: 1fr; }
  .toc { display: none; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .chart-grid { grid-template-columns: 1fr; }
  .kpi-strip { grid-template-columns: repeat(2, 1fr); }
  .scoreboard { grid-template-columns: 1fr; }
  .method-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 640px) {
  .nav { display: none; }
  .nav.open {
    display: flex;
    flex-direction: column;
    position: absolute;
    top: 66px; left: 0; right: 0;
    background: #fff;
    border-bottom: 1px solid var(--border);
    padding: 12px 24px 18px;
    align-items: stretch;
  }
  .nav.open a { padding: 12px 8px; border-bottom: none; }
  .nav-toggle { display: block; }
  .card-grid { grid-template-columns: 1fr; }
  .cat-grid { grid-template-columns: 1fr 1fr; }
  .kpi-strip { grid-template-columns: 1fr 1fr; }
  .hero { padding: 48px 0 40px; }
  .section { padding: 40px 0; }
  .footer-grid { grid-template-columns: 1fr; }
  .method-grid { grid-template-columns: 1fr; }
  .chart-box { height: 320px; }
}